A merchant cash advance can provide a lump sum in exchange for a portion of a business’s future receivables. It may be considered by established businesses seeking working capital for inventory, payroll, marketing, repairs, expansion, or short-term cash-flow needs.

HOW IT WORKS

An MCA is different from a traditional bank loan. Funding amount, total repayment, payment frequency, and term vary by provider and underwriting. Repayments may be collected through agreed daily or weekly withdrawals, or as a percentage of sales. Review the full cost and payment schedule before accepting an offer.

WHAT MAY BE REVIEWED

Providers commonly consider recent business bank activity, deposits, time in business, existing obligations, and overall cash flow. The documents required depend on the program and the business profile.

START WITH A SHORT INQUIRY

Tell us about your business and what you need funding for. We’ll review your profile and discuss potential options. An inquiry is not an approval or a guarantee of funding. All offers are subject to provider underwriting and final terms.