Equipment financing may help a business purchase machinery, vehicles, technology, or other equipment needed for operations. Depending on the provider and program, financing may be structured as a loan or lease, and the equipment may serve as collateral.

COMMON USES

Businesses may seek equipment financing to replace aging equipment, add capacity, or fund a planned expansion while preserving cash for other operating needs. Eligible equipment and minimum operating or revenue requirements vary.

WHAT PROVIDERS MAY REVIEW

Be prepared to identify the equipment, cost, vendor quote or invoice, intended business use, and requested amount. Providers may also review time in business, revenue, bank activity, existing obligations, and owner information.

NEXT STEP

Start with a short inquiry. We can review your goals and discuss programs that may fit. Rates, down payment, term, fees, and collateral requirements vary by provider; all requests are subject to underwriting and final terms.