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Be Prepared. Get Funded Faster.
Be Prepared. Get Funded Faster.
Business funding document requirements vary by financing program. Start with a quick inquiry sharing your business details, funding goal and requested amount. Supporting documents may be requested later, depending on the program. Larger financing requests, SBA loans, term loans and business lines of credit may also require business financials.
Don't Have Everything Yet? That's Okay. You don't need to gather documents before sending an inquiry. Share the business details and funding goal you have available. If there may be a fit, your funding specialist will explain which documents are needed next.
Basic Business Funding
Basic Business Funding
For many working capital and merchant cash advance (MCA) programs under $250,000.
OFTEN NEEDED FOR REVIEW
OFTEN NEEDED FOR REVIEW
Funding inquiry details
Recent business bank statements (4 months)
Recent merchant processing statements (4 months)
Existing funding information (if applicable)
WHAT MAY BE REQUESTED LATER
WHAT MAY BE REQUESTED LATER
Government-issued ID
Voided business check
Additional bank statements
Other documents requested by underwriting
Not every applicant will be required to provide every item listed above. Additional documentation is based on the business profile, funding program and underwriting requirements.
Larger & Traditional Financing
Larger & Traditional Financing
Generally applies to MCA requests over $250,000, SBA loans, term loans and business lines of credit.
OFTEN NEEDED FOR REVIEW
OFTEN NEEDED FOR REVIEW
Funding inquiry details
Recent business bank statements
Most recent financials
Requested amount and use of funds
WHAT MAY BE REQUESTED LATER
WHAT MAY BE REQUESTED LATER
Business tax returns
Personal tax returns
Year-to-date P&L
Balance sheet
Debt schedule
Government-issued ID
Voided business check
Business/entity documents
Proof of ownership
Specialty Financing
Specialty Financing
Some financing programs require additional information specific to the transaction. Here's what to have available to get started.
Equipment Financing
Equipment Financing
Application
Bank statements
Equipment quote or invoice
Vendor information
Invoice Factoring
Invoice Factoring
Application
Bank statements
A/R aging report
Sample invoices
Commercial Real Estate Financing
Commercial Real Estate Financing
HELOC • DSCR • Fix & Flip • Construction • Commercial Real Estate
OFTEN NEEDED FOR REVIEW
OFTEN NEEDED FOR REVIEW
Property address
Property type
Estimated property value / purchase price
Current mortgage balance, if applicable
Requested financing amount
Purpose of financing
Basic borrower/business information
WHAT MAY BE REQUESTED LATER
WHAT MAY BE REQUESTED LATER
Purchase contract
Mortgage statement / payoff
Lease or rent roll
Property insurance
Property tax information
Rehab or construction budget
Scope of work
Appraisal
Title information
Entity documents
Proof of liquidity/reserves
Required documents depend on the property, financing program and transaction.
Already Prequalified?
Already Prequalified?
Your initial prequalification is the first step. Final approval may require additional documentation or verification depending on the lender and financing program.
Your Funding Specialist Will Guide You
Your Funding Specialist Will Guide You
If underwriting requests additional documents, we'll let you know exactly what's needed to keep your file moving.
Have questions? Contact us 24/7929-399-6776sales@fortunebusinessfinance.com
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